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Student & Scholars Insurance
Designed for individuals or groups of two or more students or scholars
Schedule of Benefits
All amounts shown are in U.S. dollars. Click the orange headers for further information.

Non-U.S. Citizens - Worldwide Excluding Home Country (Monthly Premium)
Age Option A
$50,000 per
Option B
$100,000 per
Option C
$250,000 per
Option D
$500,000 per
Under 25
$51.05 w/add-on
$59.25 w/add-on
$63.37 w/add-on
$66.84 w/add-on
25 - 49 years $63.37
$66.53 w/add-on
$77.15 w/add-on
$82.52 w/add-on
$87.04 w/add-on
50 - 64 years $135.70
$142.49 w/add-on
$165.20 w/add-on
$176.68 w/add-on
$186.41 w/add-on

PLAN INFORMATION & HIGHLIGHTS - Standard Short-Term Travel Plan
Plan Maximum Choice of $50,000, $250,000 or $500,000 per illness or injury with a Lifetime Maximum of $5,000,000
Coinsurance No coinsurance
Deductible $100 per Illness or Injury
Treatment Period 60 days per chronic illness
MyIMGSM 24 hour secure access from anywhere in the world to manage your account at anytime
International Emergency Care A wide range of international emergency benefits available including emergency evacuation, emergency reunion, and return of mortal remains
Dependent Coverage Coverage provided for dependents of faculty, scholars, students and exchange participants
Optional Add-on Plan Additional coverage is available for high school sports, personal liability and legal assistance
Pre-existing Conditions Available to U.S. and non-U.S. citizens - see Additional Benefits for more information
MEDICAL BENEFITS *Usual, Reasonable and Customary (URC) charges for eligible expenses in the area where you receive treatment.
Hospital Room and Board Up to semi-private room rate
Hospital Intensive Care URC*
Physical Therapy URC* - 1 visit per day
Physician Visit URC*
StudentHealthCenter $5 co-pay per visit
Prescription Drugs URC*
Eligible Medical Expenses URC*
Emergency Room URC*
Emergency Room Illness with In-patient Admission URC*
Emergency Room Illness without In-patient Admission Additional $250 deductible
INTERNATIONAL EMERGENCY CARE When coordinated through the Plan Administrator
Emergency Medical Evacuation $50,000 Lifetime Maximum
Emergency Reunion $5,000 Lifetime Maximum
Return of Mortal Remains $25,000
Political Evacuation Up to $10,000
Accidental Death $25,000
Dismemberment $25,000 two limbs;
$12,500 one limb
Terrorism Coverage Up to $50,000 Lifetime Maximum
Sudden Recurrence of a Pre-existing Condition (U.S. citizens)
Pre-existing Conditions (For U.S. citizens, this benefit will begin when the Sudden Recurrence benefit is exhausted) $500 per year; $50,000 lifetime maximum - after 12 months of continuous coverage
Incidental Home Country Coverage Up to a cumulative two weeks
Legal Assistance
Personal Liability
Damage to third person property $500 limit after $100 deductible. Secondary to any other insurance in force
Limited High School Sports Coverage URC*

* This Web page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. These plans are amended, modified or replaced from time to time, and IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this Web page, application, and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.
Students & Scholars Insurance
Patriot Exchange Program
-No Coinsurance
Optional Riders
Additional Services

Patriot Travel Medical Insurance
-No Deductible
Optional Riders

Student Health Advantage
Additional coverage information

Contact Us
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